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October 2012

September 2012

Is Your Business Ready?

Darnley Dave Posted by David Darnley

Hurricanes, floods, wind damage, heat waves, shootings, and domestic terrorism – all events that have happened this year. Is your business ready?

MEMIC recently archived an August webinar entitled Is Your Business Ready?, which is designed to help our clients prepare, write, test and improve their own “all hazards” emergency response and business continuity plans.  This webinar is available to policy holders at MEMIC’s Safety Director.

The federal government provides excellent resources on the website, “”.  You can access templates to prepare a Risk Assessment, Business Impact Analysis Worksheet, Business Continuity Resource Requirement Worksheet, Business Continuity Plan Worksheet, Emergency Response Resource Requirements Worksheet, and Emergency Response Plan

Additional information on emergency planning and protecting people from natural and human-caused disasters can be found at other sites on the web including these:

OSHA’s Flood Preparedness and Response

FBI Workplace Violence Response

Federal Emergency Management Agency


Reporting Mechanical Power Press Injuries

LaRochelle Greg 1 Posted by Greg LaRochelle

In most cases, employers need only to record work-related injuries and illnesses on the OSHA 300 form without a need to contact OSHA.  However, as stated in 29 CFR 1904.39, Reporting Fatalities and Multiple Hospitalization Incidents to OSHA.

Within eight (8) hours after the death of any employee from a work-related incident or the in-patient hospitalization of three or more employees as a result of a work-related incident, you must orally report the fatality/ multiple hospitalization by telephone or in person to the Area Office of the Occupational Safety and Health Administration (OSHA), U.S. Department of Labor, that is nearest to the site of the incident. You may also use the OSHA toll-free central telephone number, 1-800-321-OSHA (6742).

Additionally, and to the point of this blog, 1910.217(g)(1) requires the reporting of employee injuries involving the operation of mechanical power presses: 

The employer shall report, within 30 days of the occurrence, all point-of-operation injuries to operators or other employees to either the Director of the Directorate of Standards and Guidance at OSHA, U.S. Department of Labor, Washington, DC 20210 or electronically at; or to the State Agency administering a plan approved by the Assistant Secretary of Labor for Occupational Safety and Health.

The URL address above provides access to an electronic form that can be submitted online or mailed.  The form contains several drop-down menus for inputting the appropriate information pertaining to the incident and operational features of the power press. 

For more information, check out the following OSHA link, on compliance requirements for the operation of mechanical power presses.

Ladder Safety

Peter Koch Posted by Peter Koch

According to the Consumer Product Safety Council, each year there are more than 164,000 emergency room-treated injuries in the U.S. relating to ladders.  Here is a review of the various ladder types and some ladder safety fundamentals. 

Be sure to choose a ladder that is rated appropriately for the intended load.  There are five ladder Duty Ratings:

  • Type IAA (Extra Heavy Duty) 375 pounds
  • Type IA (Extra Heavy Duty) 300 pounds
  • Type I (Heavy Duty) 250 pounds
  • Type II (Medium Duty) 225 pounds
  • Type III (Light Duty) 200 pounds

All ladders must be inspected before each use for serviceable condition.  The manufacturer will define what is considered serviceable condition in the user’s manual.  Ladders must be set up properly in order to provide a stable work platform.  By setting up the ladder properly, you reduce the chance the ladder will fail or move unexpectedly. 


  • Must be used in the fully extended position with all four feet supported and the arms locked.
  • Face the ladder when ascending or descending.
  • Unless otherwise stated in the manufacturer’s instructions, the user must not stand on or above the second to last step.

Extension ladders:

  • Extension ladders must be set up at the proper angle of 75 ½ degrees.  A simple rule for setting-up the ladder at the proper angle is to place the base a distance from the wall or upper support equal to one-quarter of the extended length of the ladder side rails (a 4:1 ratio).  The ladder must also be secured from sliding at the top or kicking out at the base.
  • Extend the top of the ladder at least 3’ above the landing.
  • Never carry anything up or down a ladder that could cause a loss of balance.
  • Always be aware of overhead electrical wires and remain a safe distance away.  Carry ladders horizontally. 

While using any ladder, don't over reach.  Always keep your center of mass (belly button) between the ladder rails.  These are only a few of the rules and guidelines for proper ladder use.  For more detailed information and training resources check out the following links:

OSHA Construction E-Tool

American Ladder Institute

OSHA Ladder Safety Quick Card